Certificates of Deposit (CDs)

1. Certificate Of Deposit Rates Calculator
2. Certificate Of Deposit Rates 6 Months

Certificates of Deposit (CDs) Certificates of deposit offer a safe, guaranteed rate of return, with a variety of maturity dates to coincide with your needs. Our CD terms range from 3 month to 5 years. See the most up to date terms and rates for our accounts by clicking on the current rates. Certificates of deposit are time deposit accounts that operate on a deadline. Each CD has a term, ranging between three months and 60 months. The CD earns interest from the moment it’s funded until the.

• CD Rates Here are the nationally available best CD rates updated daily. Compare these high yield CD rates with confidence because we’re constantly searching the country for the best certificate of deposit interest rates and savings investments.
• Certificate of deposit. 0.7% APY † 3 Yr CD - $10k. National Average. 0.46% APY † 3 Yr CD - $10k. 52% is the difference between the percent earned in interest between FAIRWINDS Credit Union's rate at 0.70% APY compared to 0.46% APY for the National market average over the life of a 3 year certificate of deposit (CD) at $10,000.

Certificates of deposit offer a safe, guaranteed rate of return, with a variety of maturity dates to coincide with your needs. Our CD terms range from 3 month to 5 years. See the most up to date terms and rates for our accounts by clicking on the current rates button below. All of our CDs can be set up as an IRA, contact any of our representatives for details.

We offer three exclusive CD options to all First Federal customers:

EZ Access 12 Month Certificate of Deposit Combine the benefits of a Money Market with the stability of a CD Make additional deposits of $1,000 or more anytime without extending the maturity date Withdraw $1,000 or more once per calendar month without penalty Only $5,000 opening deposit Only $1,000 minimum balance Penalty for early withdrawal except for credited interest which may be withdrawn at any time without penalty

2 Year 2 Option Certificate of Deposit A CD with two great options for added ease Make two additional deposits of $1,000 or more anytime without extending the maturity date Raise the interest rate one time during the term to our current 2 Year 2 Option rate Only $500 opening deposit Penalty for early withdrawal except for credited interest which may be withdrawn at any time without penalty

18-Month Flexible Certificate of Deposit Diy bingo cards. A CD with flexibility in mind Make additional deposits of $100 or more anytime without extending the maturity date Only $500 opening deposit Penalty for early withdrawal except for credited interest which may be withdrawn at any time without penalty

Speak with an account representative for more information on Certificates of Deposit, and account disclosures explaining interest calculation.

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Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Open a CD account See rates and terms to fit your needs

Certificate of Deposit FAQ

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A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

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$1,000

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We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

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There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

• If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
• The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

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The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Open a CD account See rates and terms to fit your needs

Certificate of Deposit FAQ

expand

A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

expand

$1,000

expand

Live roulette bonus. We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

expand

There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

• If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
• The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

Certificate Of Deposit Rates Calculator

expand

The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Find a Chase ATM or branch

Certificate Of Deposit Rates 6 Months

To find a Chase ATM or branch near you, tell us a ZIP code or an address.